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	<title>General Business and Finance Blog &#187; Small</title>
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	<link>http://focusradio.info</link>
	<description></description>
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		<title>Small Business Internet Hosting</title>
		<link>http://focusradio.info/small-business-internet-hosting.html</link>
		<comments>http://focusradio.info/small-business-internet-hosting.html#comments</comments>
		<pubDate>Wed, 17 Aug 2011 17:04:48 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Small Business]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Hosting]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[Small]]></category>

		<guid isPermaLink="false">http://focusradio.info/small-business-internet-hosting.html</guid>
		<description><![CDATA[Considering the ever-growing number of businesses these days, competition has become much tougher. As a small business owner, you continuously need to produce distinct strategies to entice potential customers. This is why coming up with a site for your small business can be very satisfying. Growing your online presence has a lot of benefits. Net [...]]]></description>
			<content:encoded><![CDATA[<p> Considering the ever-growing number of businesses these days, competition has become much tougher. As a small business owner, you continuously need to produce distinct strategies to entice potential customers. This is why coming up with a site for your small business can be very satisfying. Growing your online presence has a lot of benefits.</p>
<p>Net sites can be considered as platforms where you can showcase new products and transmit service updates. In just a few clicks away, customers get the latest data pertaining to your products. This is the finest means to interact with consumers. As time passes by, you will see an amazing increase in sales.</p>
<p><b>Evaluate your needs</b></p>
<p>After making up your mind to shell out some money in producing an Internet site, you then need to find a web hosting provider that will suit your business needs. You may think of signing up for pricey offer since they provide more tools. But you must consider hosting plans that are just appropriate for your small business. First, you must assess your needs. Knowing what you need will help you make an intelligent decision.</p>
<p>Expensive plans provide more features which are not necessary to your small business. Settle with a basic package to begin with. Anyway, a lot of small business Net hosting companies will allow you to move on to a more sophisticated plan if necessary. You must put to mind that a lucrative price doesn&#8217;t assure you of a high quality offer. Lots of cheap small business web hosting packages have the same features as the costly ones.</p>
<p><b>Do your research</b></p>
<p>After making an assessment of what your business needs, you must select which web host provides the finest features and services. This will require some online research. Reading customer reviews and accessing different Internet sites may be useful. Various customers let others know about their experiences with Internet hosting providers. They often discuss the obstacles they&#8217;ve encountered and give recommendations to new customers. This will assist you in making an intelligent decision that you won&#8217;t regret later on.</p>
<p><b>Website building features</b></p>
<p>One important factor to ponder on when signing up for a small business web hosting plan is the number of tools available to design and track your website. Most providers provide software packages such as Fantastico that permit you to download various online programs you may utilize for your company. Also, if you are just starting off, you may not be able to afford web design services. Hence, it&#8217;s important that you pick a package which will allow you to use design templates and website builders.</p>
<p><b>Uptime and customer support</b></p>
<p>Check to see if your small business web hosting company provides a fast and stable Internet connection. This will save you from having to worry about service interruptions in the future. A lot of companies with fast and stable servers rarely experience downtime. As a requirement, web hosts should have at least 99% uptime. Downtime means that customers can&#8217;t access your website, which means less opportunity for your business to earn.</p>
<p>Reliable web hosts also offer 24/7 technical assistance. They provide timely and useful help in times of troubles. They have friendly representatives always ready to be of assistance to customers.</p>
<p>It is best to obtain information about web hosts from the Internet. These providers have Internet sites of their own where you can get more information about the products they provide. You can also post on forums or read blogs that talk about these web hosts. Once you&#8217;ve obtained enough information, then you can effectively select which one is most suitable for you.</p>
<p><b>Conclusion</b></p>
<p>Small business web hosting will help you implement Internet marketing policies at an affordable fee. Make use of the features that will help you manage your website efficiently. Just make sure to choose the best web hosting company that can provide you the features you need. </p>
]]></content:encoded>
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		<item>
		<title>Business Coaching For Small Businesses</title>
		<link>http://focusradio.info/business-coaching-for-small-businesses.html</link>
		<comments>http://focusradio.info/business-coaching-for-small-businesses.html#comments</comments>
		<pubDate>Sat, 13 Aug 2011 18:28:05 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Small Business]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Businesses]]></category>
		<category><![CDATA[Coaching]]></category>
		<category><![CDATA[Small]]></category>

		<guid isPermaLink="false">http://focusradio.info/business-coaching-for-small-businesses.html</guid>
		<description><![CDATA[Coachingis the practice of supporting an individual or a client, through the process of achieving a specific professional or personal goal. The structure and methodologies of coaching are very numerous with one unifying feature, coaching approaches are predominantly facilitating in style, which is to say that the coach is mainly asking questions and challenging the [...]]]></description>
			<content:encoded><![CDATA[<p>
 Coachingis the practice of supporting an individual or a client, through the process of achieving a specific professional or personal goal. The structure and methodologies of coaching are very numerous with one unifying feature, coaching approaches are predominantly facilitating in style, which is to say that the coach is mainly asking questions and challenging the coachee.  A number of approaches are used within the coaching methodology. Coaching can be performed with individuals as well as groups. It can be performed in person, over the phone and online. The principles of coaching remain the same, no matter what field you’re in.
</p>
<p>
 Here we are talking about the Small Business Coaching. It is very similar to Sports coaching. In sports, a coach motivate and pushes an athlete to achieve optimum performance, provides support when they are exhausted and teaches him to execute plays that their competition does not anticipate.</p>
<p>
 A Business Coach does many of the same things as a sports coach, but in a way that is focused on creating a successful business. His role is to coach business owners through support, accountability, guidance and encouragement.</p>
<p>
 Business Coaching helps owners of small and medium sized businesses with their marketing, sales, management, team building and so much more. And just like a sporting coach, the Business Coach will make you focus on the game or your goal.
</p>
<p>
 Hiring a Coach is a big step for any business and should not be entered into lightly. By asking some questions you can find out if they would be a good fit with your business. First, you can find out about their background. Find out are they a specialist in this field or a generalist? Have they are able to handle any eventuality your business may face in future? Find out about their successes and failures. Also you can ask for references from other businesses they have worked with.
</p>
<p>Small Business Coaching will help you achieve even more business success if you are just starting up in Business or running a small company. It can help you and your business achieves your full potential. Now coaching is easily available, very commercial, results focused and geared toward coaching for business growth.
</p>
<p>
 The outcomes that clients most often attribute to their coaching are a higher level of self confidence and self awareness, a more balanced life, and smarter goal-setting and lower stress levels.
</p>
<p>
 Every small or mid sized business encounters problems from time to time. Here are some most common problems that small business coaching can help you in
</p>
<p>
 1.      You spend your day fire-fighting rather than developing your business
</p>
<p>
 2.      You find it hard to motivate yourself or business partners
</p>
<p>
 3.      You need to generate more enquiries and new leads
</p>
<p>
 4.      Your sales team don’t perform as well as they should
</p>
<p>
 5.      It’s hard to recruit, retain and motivate good quality staff
</p>
<p>
 6.      Your business seems to break down when you’re not around
</p>
<p>
 7.      You are losing customers due to the competition and want them back
</p>
<p>
 8.      You think lots about business growth, but don&#8217;t know where to start etc.</p>
]]></content:encoded>
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		<title>Small Business Insurance Basics</title>
		<link>http://focusradio.info/small-business-insurance-basics.html</link>
		<comments>http://focusradio.info/small-business-insurance-basics.html#comments</comments>
		<pubDate>Fri, 12 Aug 2011 14:41:00 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Small Business]]></category>
		<category><![CDATA[Basics]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Small]]></category>

		<guid isPermaLink="false">http://focusradio.info/small-business-insurance-basics.html</guid>
		<description><![CDATA[Running a small business can be tough at times and most businesses run a fine line between being profitable and making a loss. These narrow margins leave small businesses very vulnerable to the risk of losses resulting from accidents, theft or lawsuits. Minimizing risk is essential for small business owners and adequate insurance is an [...]]]></description>
			<content:encoded><![CDATA[<p> Running a small business can be tough at times and most businesses run a fine line between being profitable and making a loss. These narrow margins leave small businesses very vulnerable to the risk of losses resulting from accidents, theft or lawsuits. Minimizing risk is essential for small business owners and adequate insurance is an essential solution for this. Business insurance offers protection for when your product or service fails, when someone is injured on your property, when a thief walks off with your office computers or when your driver crashes the company vehicle.</p>
<p>Getting the right type and amount of cover is a daunting task for most people. As a result many small businesses are either under insured, over insured or worst of all not insured at all for vital risks. The type of business you are running and the types of products and services you offer will largely determine the type of insurance you require. In general, small businesses need a combination of the following types of policies:</p>
<p><b>Public Liability Insurance</b></p>
<p>This type of insurance policy protects your business from lawsuits associated with damages caused by your business or injuries sustained by people on your business premises.</p>
<p><b>Professional Indemnity Insurance</b></p>
<p>If you are a professional like an accountant, investment advisor, tax consultant or even an insurance broker then you should definitely consider taking out this type of insurance policy. It protects you from losses that could occur should a client sue you for advice or services that may have led to the client losing money. Professional indemnity insurance covers legal costs, court fees and pays the settlement should you be found liable.</p>
<p><b>Workman&#8217;s Compensation</b></p>
<p>Many countries have regulations that make workmans compensation insurance compulsory, but even if it is not, this type of insurance can cover injuries sustained by your employees while on the job.</p>
<p><b>Business Interruption</b></p>
<p>If something happens like a fire on your premises and you need to stay closed for a significant number of days, weeks or months, this type of insurance will cover your fixed expenses like rent, utilities and taxes. Having to cover these expenses while the business is not generating an income would be disastrous without adequate insurance.</p>
<p><b>Building Insurance</b></p>
<p>Just like with home building insurance this type of policy covers the expenses of rebuilding or fixing damaged business premises following a fire, water damage or similar event.</p>
<p><b>Business Motor Insurance</b></p>
<p>This is similar to regular car insurance, but usually differs in terms of the drivers stipulated in the policy. Since several different people typically use a business vehicle a policy with multiple drivers is usually needed. Should the business operate many vehicles then fleet insurance will be required.</p>
<p>If you are unsure about your small business insurance needs, then it is vital that you consult an insurance broker who expert in small business insurance. An insurance broker will be able to analyze your businesss services, products and activities in order to determine where your high risk areas are and provide you with policies to cover this risk. A broker will also be able to source several insurance quotes for you in order to find a good deal. </p>
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		<title>You May Have A Successful Small Business Idea</title>
		<link>http://focusradio.info/you-may-have-a-successful-small-business-idea-2.html</link>
		<comments>http://focusradio.info/you-may-have-a-successful-small-business-idea-2.html#comments</comments>
		<pubDate>Thu, 11 Aug 2011 21:22:03 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Business Ideas]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Idea]]></category>
		<category><![CDATA[Small]]></category>
		<category><![CDATA[Successful]]></category>

		<guid isPermaLink="false">http://focusradio.info/you-may-have-a-successful-small-business-idea-2.html</guid>
		<description><![CDATA[You surely know that a small idea can lead to a great business success. The first movement is to think of an idea that would be suitable for the business market. After coming up with the idea, the next step is to put that idea into action. Of course, this is a very difficult step [...]]]></description>
			<content:encoded><![CDATA[<p>
 You surely know that a small idea can lead to a great business success. The first movement is to think of an idea that would be suitable for the business market. After coming up with the idea, the next step is to put that idea into action. Of course, this is a very difficult step and having the idea is only the start of the journey. After that you will have to face many obstacles before being able to carry on with your business project. This is just the beginning of this process and there is a lot of questions you will have to answer before even start.</p>
<p>
 Some of the main aspects you have to concentrate on when you have business ideas are the abilities and gifts you can pour into the business. It is very important for you to be identified with your business project. Those ideas should be based on activities and actions you take pleasure in doing. For example, if we suppose that you dislike working in the open, landscaping business would not suit you. On the other hand, if you like working with children, setting up baby-sitting or tutoring business would be an excellent idea. In this case, without any doubt you business will be more successful because you will have put your mind, effort and also your heart on it.</p>
<p>
 Another vital step is to analyze the needs of a specific product or service in your region before setting up your business. Do people of your area need your product? Are there other business like the one you are planning to start? You should ask yourself whether or not you are the only one offering that service or product. If you are not, you will have to analyze the competence you will have to face. You have to think whether the service you are offering is one that customer would repeat, or if it is a one-time specialized service. Obviously, the former are more likely to succeed than the latter.
</p>
<p>
 There are other aspects you have to take into account. These aspects are described below:</p>
<p>
 &#8211; One of them is that if the idea is unique, you will reign the market. But if there is much competition, it will be difficult to enter into the market.</p>
<p>
 &#8211; A second point would be if you can offer quality from the very beginning, otherwise, you won&#8217;t succeed.</p>
<p>
 &#8211; Finally, you have to think about your capital to start your own business. There are many business ideas that require little investment and bring great profit. Some demand research, such as daycare service, and others need a large amount of money to begin the business. So take this recommendation into account before investing all your money in a small business idea.
</p>
<p></p>
]]></content:encoded>
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		<item>
		<title>Iris &#8211; The Best Accounting Software For Small Accountancy Practices</title>
		<link>http://focusradio.info/iris-the-best-accounting-software-for-small-accountancy-practices.html</link>
		<comments>http://focusradio.info/iris-the-best-accounting-software-for-small-accountancy-practices.html#comments</comments>
		<pubDate>Sat, 06 Aug 2011 21:13:30 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Accountancy]]></category>
		<category><![CDATA[Best]]></category>
		<category><![CDATA[Iris]]></category>
		<category><![CDATA[Practices]]></category>
		<category><![CDATA[Small]]></category>
		<category><![CDATA[Software]]></category>

		<guid isPermaLink="false">http://focusradio.info/iris-the-best-accounting-software-for-small-accountancy-practices.html</guid>
		<description><![CDATA[IRIS is a fantastic piece of software that is suitable for all small firms of accountancy practices. IRIS contains many different modules that are all fully integrated and linked together resulting in less work with no duplication. When an accountancy practice uses IRIS software it comes with a complete after sales and support package, although [...]]]></description>
			<content:encoded><![CDATA[<p>
 IRIS is a fantastic piece of software that is suitable for all small firms of accountancy practices. IRIS contains many different modules that are all fully integrated and linked together resulting in less work with no duplication. When an accountancy practice uses IRIS software it comes with a complete after sales and support package, although it is such a user friendly program it is seldom needed (once the users are familiar with the program that is). In addition there are regular updates to iron out any issues that arise.
</p>
<p>
 So what exactly can IRIS do? Why is IRIS such a good piece of software that makes it ideal for the small accountancy practice? The features of IRIS are as follows:
</p>
<p>
 i) The ability to prepare financial statements
</p>
<p>
 One of the fundamental and ‘bread and butter’ services provided by an accountant is that of  preparing the financial statements containing all the relevant disclosures required under UK GAAP, Company Law and applicable standards for clients, and this is easily done using IRIS.
</p>
<p>
 By extracting the trial balance from the client, or preparing the trial balance form the basic accounting records the financial statements are prepared by posting the balances to the relevant IRIS nominal codes, and making all the relevant journal adjustments. Once the figures have been entered on to IRIS the financial statements are prepared by simply pressing a button.
</p>
<p>
 Whilst the main frame work of the financial statements is already there, the disclosure notes will have to be input manually however this is simply done through the data screens, which is easy to learn and pick up.
</p>
<p>
 ii) The ability to prepare corporation tax computations and CT600 returns
</p>
<p>
 Corporation tax is another bread and butter service that small firms of accountants provide, and it is something that is easily done on IRIS since it links in with the accounts. Once the accounts are prepared IRIS automatically posts some of the figures, such as the profit or loss before tax, depreciation and specific disallowable expenses to the corporation tax module. This is a fantastic feature as if there are any adjustments to the tax sensitive accounts in the accounts module the corporation tax module is automatically updated, hence there is no duplication of work.
</p>
<p>
 Like all the modules on IRIS, the corporation tax module is intuitive, logical and has a user friendly interface so it is easy to learn. If there are any problems clicking on the help button will help solve the issue quickly and with little fuss.
</p>
<p>
 Once all the figures have been input in to IRIS the software allows the user to print off a corporation tax computation, a corporation tax return and schedules of data (which is a supporting calculation). These schedules are printed off and sent to the client for approval. Once the corporation tax return form CT600 has been approved by the client it is possible to file the tax return with HM Revenue &amp; Customs online through the XBRL system. Online filing is a quick, efficient and cost effective way of filing tax returns and it is something that HM Revenue &amp; Customs are actively pushing and in the future there is the likelihood that paper returns will fizzle out.
</p>
<p>
 iii) The ability to prepare sole trade and partnership accounts
</p>
<p>
 Whilst there are no statutory requirements with regards to sole trade and partnership accounts,  it is nice to have an organised, neat and easy to read set of accounts for the tax man, and IRIS does this.
</p>
<p>
 The process is more or less the same as when preparing financial statements, in that the trial balance is posted to the IRIS nominal codes, however the narrative notes and disclosures are not needed. In addition, presenting a neat and well presented trading and profit and loss account and balance sheet to the client looks professional and gives the sole trader or partners something tangible, i.e. a physical set of trading accounts, at the end of the exercise.
</p>
<p>
 iv) The ability to prepare personal tax computations and returns
</p>
<p>
 Personal tax computations and returns are the individual’s equivalent of the corporation tax return and computation. Furthermore, it is another bread and butter service provided by nearly all small firms of accountants therefore IRIS also contains a personal tax module.
</p>
<p>
 The personal tax module is linked to IRIS sole trader and partnership accounts therefore any changes to the accounts results in an automatic update in personal tax for the proprietor or partners.
</p>
<p>
 v) The ability to prepare trust tax computations and returns
</p>
<p>
 IRIS contains a trust tax module that allows the accountant to prepare a trust tax computation quickly, efficiently and with minimum fuss.
</p>
<p>
 vi) The ability to maintain statutory registers
</p>
<p>
 IRIS also has a company secretarial module which allows the accountant to perform all tasks of a company secretary, including maintaining the company registers, preparing the Annual Return, preparing minutes of meetings and preparing dividend vouchers amongst many other things.
</p>
<p>
 Overall, IRIS does everything a small accountant would need and it does it very well. There are many advantages using IRIS with the fact it is fully integrated and linked being the main one. In addition, all of the IRIS modules are logical, easy to learn and have a user friendly interface however if there are any problems there is a fantastic help and tutorial module that is likely to solve issues very quickly. However, any user still struggling with any part of IRIS after searching through the ‘help’ tab can contact IRIS direct and they are very helpful.</p>
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		<title>Get Free Publicity With Small Business Tools</title>
		<link>http://focusradio.info/get-free-publicity-with-small-business-tools.html</link>
		<comments>http://focusradio.info/get-free-publicity-with-small-business-tools.html#comments</comments>
		<pubDate>Sat, 09 Jul 2011 19:23:21 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Small Business]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Free]]></category>
		<category><![CDATA[Publicity]]></category>
		<category><![CDATA[Small]]></category>
		<category><![CDATA[Tools]]></category>

		<guid isPermaLink="false">http://focusradio.info/get-free-publicity-with-small-business-tools.html</guid>
		<description><![CDATA[As far as small business marketing goes, free publicity is gold. It&#8217;s not just that you&#8217;re getting your company name to the public without having to pay for it; it&#8217;s that the news publicity &#8211; whether it&#8217;s in a magazine, newspaper, or online, weighs more heavily in your prospective customers minds. Even as skepticism reigns, [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align:justify;">
 As far as small business marketing goes, free publicity is gold. It&#8217;s not just that you&#8217;re getting your company name to the public without having to pay for it; it&#8217;s that the news publicity &#8211; whether it&#8217;s in a magazine, newspaper, or online, weighs more heavily in your prospective customers minds. Even as skepticism reigns, people see information printed by news-type sources (whether in print or online) as being more truthful, more objective, than information that&#8217;s paid for by the company (advertising).</p>
<p>
 But simply sending out a press kit to your local news media won&#8217;t guarantee you that free publicity. The cardinal rule you have to follow is that your information must be newsworthy. One of the ways that news media keep their reputation as objective sources of information is that they are &#8211; they&#8217;re not going to print a thinly-veiled ad for your product or service as a news piece. But if you write a release that accomplishes both goals &#8211; offering the news media an interesting, informational story and letting potential customers get to know your product or service &#8211; that&#8217;s where free publicity really pays off.</p>
<p>
 To start, you need to develop a press kit as a standard component of your small business marketing materials. Your press kit should include:</p>
<p>
 Small business marketing press kit component 1: A letter to the editor of the newspaper (or magazine, or internet site) pitching your press release as a story idea. Many components of your press kit can be recycled, but the letter to the editor should change every time to send out a new press release.</p>
<p>
 Small business marketing press kit component 2: The press release. Your press release is where the journalist will look to find most of the information for her story. In the release, you should describe the news item (the launch of a new product that will revolutionize consumer&#8217;s lives, for example). Feel free to quote yourself and others in the press release expounding on the issue (that way the journalist won&#8217;t have to contact you or others for quotes when she&#8217;s writing the story).</p>
<p>
 Small business marketing press kit component 3: Your business card. Make it easy for the journalist to contact you.</p>
<p>
 Small business marketing press kit component 4: Your corporate bio. Journalists often like to add background information into their stories; make it easy by including a corporate bio that offers the important information about your business, including who founded it and when, location, and other interesting tidbits.</p>
<p>
 Small business marketing press kit component 5: Relevant photos. The keyword here is relevant: include photos of the topic your press release is about. If it&#8217;s a new product, offer some interesting photos. If it&#8217;s a new day care service, offer some pictures of the employees with the kids. Use photos that will make your story more compelling.</p>
<p>
 Small business marketing press kit component 6: Testimonials. It can be a great strategy to build quotations from current and past customers right into your press release. But even when you do that, don&#8217;t be shy about adding more.</p>
<p>
 Small business marketing press kit component 7: A data sheet for the relevant product or service. A data sheet with give the details about your product or service (that&#8217;s being covered in the press release). Relevant details include pricing, components, materials, size, weight, and part number &#8211; if applicable.</p>
<p>
 You should put all seven small business marketing components of your press kit into a folder &#8211; ideally one with your logo on the front to finish off the presentation.</p>
<p>
 Once you&#8217;ve created an appropriate small business marketing press kit, you can think about the kind of media outlets that you want to target. That small business marketing decision should be based on where your customers are &#8211; are they online, reading the local daily, or a national newsmagazine? Free publicity won&#8217;t mean much if it&#8217;s not picked up by your target audience &#8211; your prospective customers.</p>
<p>
 Once you&#8217;ve decided the media outlet that you want to target, find out who the managing editor is and send a personalized press kit to her. Or, if the publication is very large, send a personalized press kit to the journalist in charge of your area (for example, the Food journalist if your product is gourmet brownies or the Technology journalist if your product is computer software). You can also send out a press release for mass distribution using one of many online press release wires.</p>
]]></content:encoded>
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		<item>
		<title>The Essentials of Entrepreneurship And Small Business Management</title>
		<link>http://focusradio.info/the-essentials-of-entrepreneurship-and-small-business-management.html</link>
		<comments>http://focusradio.info/the-essentials-of-entrepreneurship-and-small-business-management.html#comments</comments>
		<pubDate>Thu, 07 Jul 2011 13:09:17 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Small Business]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Entrepreneurship]]></category>
		<category><![CDATA[Essentials]]></category>
		<category><![CDATA[Management]]></category>
		<category><![CDATA[Small]]></category>

		<guid isPermaLink="false">http://focusradio.info/the-essentials-of-entrepreneurship-and-small-business-management.html</guid>
		<description><![CDATA[Running small business may not be a cake walk for all. It requires a different outlook towards life, a different way of goal setting, if you really want to succeed in it. People who are happy to work for others and be content to pocket their monthly salaries religiously are of one class and those [...]]]></description>
			<content:encoded><![CDATA[<p>
 Running small business may not be a cake walk for all. It requires a different outlook towards life, a different way of goal setting, if you really want to succeed in it. People who are happy to work for others and be content to pocket their monthly salaries religiously are of one class and those who can&#8217;t fit themselves to this comfort zone are of a different class. The second class of people seems to have better chances of becoming entrepreneurs.
</p>
<p>
 If you feel you want to have your own small business and love to manage it all yourself, ask yourself some of these basic questions to ascertain whether you have the entrepreneurship blood running in you to succeed in your wish:
</p>
<p>(1) Do you have a dream to realize? Have you a pet idea that you believe will work? Are you willing to pump in every breath in bringing life to your dream? Are you least concerned about position, status, respectability etc in the early stages of working to realize your dreams? Is being the chief of your own little county is more covetable to you than being one of the ministers of a huge empire?
</p>
<p>(2) Are you ready and willing to take huge risks if your inner voice keeps saying &#8220;you can do it&#8221;?</p>
<p>(3) Are you flexible enough to be prepared to live with unsteady and unpredictable income? Do you have wherewithal to guard yourself against financial ups and downs? Is your spouse or parents willing to financially support you till you establish yourself and stand on your own legs? Do you have good savings? Or, are you really capable of jumping into the river and then try to swim against all odds?
</p>
<p>(4) Do you take pride in calling your own shots? Do you grasp the fact that you are ultimately answerable to your customers and other stakeholders? Do you understand that, unlike a corporate set up where you might have worked earlier, there will not be a boss above you to take risks nor subordinates below you to blame for the mistakes you committed?
</p>
<p>
 If your answer is yes to most of the above queries, then you have the right entrepreneurial spirit to start your own small business.
</p>
<p>
 Next comes grasping some of the essentials of running a small business:
</p>
<p><strong>(1) Do Not Dream Of Making Millions Straight Away</strong></p>
<p>
 Small business will mostly be with less investment, be less risky and with less &#8220;plinth area&#8221; and consequently with less scope for making any big money. Not every body can start a venture in the unused Garage and become the owner of a billion dollar enterprise like Steve Jobs. Your goals should be correlated to your line of activity, your investment base and the potential customer base.
</p>
<p><strong>(2) Do Not Plan To Have A Large Capital Base</strong></p>
<p>
 It might be wonderful if you could have the latest computers and gadgets, the best possible machinery and equipment to run your business and a fleet of vehicles to do your deliveries all done from your owned factory building. But until you earn really enough to invest on these on your own, you will be better off with cheaper and less glamorous alternatives, by sub-contracting support services and hire-purchasing the shed, equipment and machinery.
</p>
<p>   
</p>
<p><strong>(3) Be Minimal On Hired Man-Power</strong></p>
<p>
 Until you make reasonable money and afford to have additional hands, be prepared to do mantle many roles the production manager, the marketing manager and the accountant all yourself. If you are the bossy type who thinks all managerial work is to be done only by others and you will only give policy guidelines, then better watch out. A small business is not like a corporate conglomerate.
</p>
<p><strong>(6) Be Prepared For A Low-Profile, Less Glamorous Life Initially</strong></p>
<p>
 Small business is mostly a low profile, adventure-less, glamor-less way of life till you establish well. Until you are stabilized, you can not afford costly parties at 5-star beach resorts to your customers, huge advertisements in Newspapers etc. If you are the type who worked in a corporate business house where you had seen extravaganza and you want to imitate them in your small business, you will soon run out of money.
</p>
<p><strong>(7) Have Some Rudimentary Knowledge About Accounting And Taxes</strong></p>
<p>
 In a small business, you must have some basic capacity to plan and manage cash flow, credits, debits and bank transactions. But one area where it is better to pay money and use specialist services/ consultancy is in the area of Taxes. It may not be worth if you waste your time and effort on this slippery area. At least make use of the services of Tax consultants to get the necessary preliminary registrations done at the appropriate Government Departments, get the necessary forms filled and submitted, and get clear-cut guidelines on the types of taxes you have to pay, the exemptions you are eligible for specific to the type of business you are doing etc.
</p>
<p>
     A lot of hard work must precede tasting success in small business. People without entrepreneurial spirit, particularly those who are used to hi-fi corporate life, may find it extremely difficult to run a small business successfully. No success is possible without the right spirit, perseverance and focused effort.</p>
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		<title>Small Business Conference Calling</title>
		<link>http://focusradio.info/small-business-conference-calling.html</link>
		<comments>http://focusradio.info/small-business-conference-calling.html#comments</comments>
		<pubDate>Wed, 06 Jul 2011 09:47:03 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Small Business]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Calling]]></category>
		<category><![CDATA[Conference]]></category>
		<category><![CDATA[Small]]></category>

		<guid isPermaLink="false">http://focusradio.info/small-business-conference-calling.html</guid>
		<description><![CDATA[Small business conference calls are growing in popularity because they enable small business owners and operators to save a tremendous amount of time while communicating less expensively with more contacts. With telecommunication costs going down, and travel and meeting costs going up, it is only logical to see small enterprises converting to teleconferencing. Small businesses [...]]]></description>
			<content:encoded><![CDATA[
<p>Small business conference calls are growing in popularity because they enable small business owners and operators to save a tremendous amount of time while communicating less expensively with more contacts. With telecommunication costs going down, and travel and meeting costs going up, it is only logical to see small enterprises converting to teleconferencing.</p>
<p>Small businesses have a number of conference calling options available to them. The vast majority of companies with less than 500 employees outsource for conferencing services and do not maintain or staff conferencing centers. The vast array of conferencing services, combined with very competitive pricing, makes the idea of purchasing conferencing hardware or software impractical.</p>
<p>Outsourcing your conference calling services is quick and easy. Establishing an account is usually free, and once you are set up you will receive via email a call-in number and a set of passcodes &#8212; one passcode for the moderator or leader of the conference (there can be more than one leader) and one passcode for the participants or conferees. </p>
<p>At the designated time, everyone calls the same phone number, punches in their passcodes and your conference begins. You can also obtain web conferencing or video conferencing services which will enable you to show PowerPoint presentations or live video streams during your audio conference. Conferencing can be simple or sophisticated, depending upon your particular application or needs.</p>
<p>One of the most popular services is called flat rate teleconferencing which provides for unlimited usage for a fixed monthly fee. You can access your conference bridge anytime 24/7 and talk as long as you want. </p>
<p>There are no reservations needed and no per minute charges. Small businesses find flat rate teleconferencing convenient and much less costly than traditional conferencing.</p>
<p>Another option for occasional conference call users is the pay-as-you-go service which bills you on a per minute basis. You pay for what you use, no more or less. You can also get a toll free access number with this service which is portrays a professional image, especially for prospects or customers. There is another toll free service that is similar to a cell phone plan, where you can purchase a set number of minutes per month for a discounted price, and pay extra for any minutes that go over your plan.</p>
<p>The most professional and exclusive conference call service is operator assisted teleconferencing. This is when professional operators manage and organize your call. They can even call out to participants and place them in the call for you, providing the ultimate convenience. These calls are used when talking to investors or high profile sales calls.</p>
<p>All in all, small business teleconferencing will continue to grow in importance and popularity as managers look for more ways to cut costs, improve productivity, and enhance connectivity between internal and external company contacts.</p>
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		<title>The Real  How to in starting a small or online business</title>
		<link>http://focusradio.info/the-real-how-to-in-starting-a-small-or-online-business.html</link>
		<comments>http://focusradio.info/the-real-how-to-in-starting-a-small-or-online-business.html#comments</comments>
		<pubDate>Mon, 09 May 2011 01:38:12 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Online]]></category>
		<category><![CDATA[Real]]></category>
		<category><![CDATA[Small]]></category>
		<category><![CDATA[Starting]]></category>
		<category><![CDATA[The]]></category>

		<guid isPermaLink="false">http://focusradio.info/the-real-how-to-in-starting-a-small-or-online-business.html</guid>
		<description><![CDATA[The Real How to in starting a small or online businessC){w.yPosition=C;r(&#8220;updated entry: &#8220;+b(w),1)}}else{w={url:B,isBackground:y,yPosition:C,isInlined:x.isInlined};D[B]=w;r(&#8220;new entry: &#8220;+b(w),1)}}function v(z){if(z.tagName){if(z.src){if(z.tagName==&#8221;IFRAME&#8221;){t(o.list_iframes,z,z.src,false)}else{if(z.tagName==&#8221;IMG&#8221;&#124;&#124;z.tagName==&#8221;INPUT&#8221;&#124;&#124;z.tagName==&#8221;TABLE&#8221;){t(o.list_images,z,z.src,false)}}}var y=u(z);if(y){t(o.list_images,z,y,true)}var A;if(n){A=z.children}else{A=z.childNodes}for(var x=0;x&#13; &#13; &#13; &#13; &#13; &#13; &#13; Share your Knowledge&#13; &#13; &#13; &#13; &#13; Hi, please &#13; Log In or&#13; Log in via &#13; or&#13; Join now&#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; Publish [...]]]></description>
			<content:encoded><![CDATA[<p>The Real  How to in starting a small or online businessC){w.yPosition=C;r(&#8220;updated entry: &#8220;+b(w),1)}}else{w={url:B,isBackground:y,yPosition:C,isInlined:x.isInlined};D[B]=w;r(&#8220;new entry: &#8220;+b(w),1)}}function v(z){if(z.tagName){if(z.src){if(z.tagName==&#8221;IFRAME&#8221;){t(o.list_iframes,z,z.src,false)}else{if(z.tagName==&#8221;IMG&#8221;||z.tagName==&#8221;INPUT&#8221;||z.tagName==&#8221;TABLE&#8221;){t(o.list_images,z,z.src,false)}}}var y=u(z);if(y){t(o.list_images,z,y,true)}var A;if(n){A=z.children}else{A=z.childNodes}for(var x=0;x&#13;<br />
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<p>
 All these steps are just to remind you just incase you have forgotten the basics in some matters in business. <img src='http://focusradio.info/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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          					1&#13;</p>
<p>
 BE HONEST
</p>
<p>
 &#8211; if you deal with products you should be honest. why? for the main reason that you want to gain customers and regular customers or wholesalers.. so that they would keep coming back. ryt? for example: you sell replicas.. so you must NOT put within the description that its originial or authentic eventhough if its a 100% total look alike of the originals.
</p>
<p>
 -if you deal with networking or a network or affiliations you must also be honest. why? for the main reason that you dont get a negative feedback and people would be interested on what the real services you or your company offers and you get many referrals as well because of positive feedbacks. an example of which is hmmmmm&#8230; that you must not offer or put in your ad that your company pays daily , if after the user registers, he finds out that the minimum payout is 100$  !
</p>
<p>
 -you should be honest in pricing unhide hidden fees and etc. for these would also cause you to have negative feedbacks and many would hate you for being a dishonest person.
</p>
<p>&#13;<br />
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<p>
 BE BRIEF AND STRAIGHT TO YOUR POINT:
</p>
<p>
 -dont use many flowery words or irrelevant words to describe your product or service because not all customers or prospects have the time and patience for those.
</p>
<p>&#13;<br />
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<p>
 BE HAPPY
</p>
<p>
 -the most important of all is to be happy of what you do or what your business line is because if you are really interested or happy with the kind of business you have, that would bring out your best. so if your not happy or you think that your business now is not for you, better shift then. <img src='http://focusradio.info/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />
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		<title>Small Business Financing in Six Words</title>
		<link>http://focusradio.info/small-business-financing-in-six-words-2.html</link>
		<comments>http://focusradio.info/small-business-financing-in-six-words-2.html#comments</comments>
		<pubDate>Tue, 22 Mar 2011 03:42:14 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Financing]]></category>
		<category><![CDATA[Small]]></category>
		<category><![CDATA[Words]]></category>

		<guid isPermaLink="false">http://focusradio.info/small-business-financing-in-six-words-2.html</guid>
		<description><![CDATA[This report was intentionally designed to produce a concise overview of several complex small business financing issues by describing commercial loan difficulties in six words. To help small business owners survive an extremely challenging commercial lending environment, this article is one of several efforts we have undertaken. A better understanding of practical business finance options [...]]]></description>
			<content:encoded><![CDATA[<p>This report was intentionally designed to produce a concise overview of several complex small business financing issues by describing commercial loan difficulties in six words. To help small business owners survive an extremely challenging commercial lending environment, this article is one of several efforts we have undertaken. A better understanding of practical business finance options for commercial borrowers should also be realized by reviewing related reports such as &#8220;six words describing working capital management&#8221; and &#8220;seven words to describe merchant cash advances&#8221;.</p>
<p>Before proceeding, it is important to emphasize that small business finance options are often more complicated than anticipated by many business borrowers. We are definitely not attempting to characterize business loans and working capital financing as either straightforward or simple. Actually, we are making the opposite case. The unfortunate reality that most business financing processes have always been excessively complicated and that meaningful improvements are not on the way is one of our ongoing observations. In the face of the prevailing commercial lending complexity, we nevertheless feel that it is critical for each small business owner to have an absolute and total understanding of the entire commercial finance process. To help in providing more understandable insights about commercial loans and business banking problems, this particular report is one of several thorough efforts on our part.</p>
<p>&#8220;Business financing is in intensive care&#8221; is our first six-word observation in this article. Extreme measures such as firing their banker and finding alternative commercial funding sources will need to be anticipated by small business owners in many cases. Nobody should expect that bankers will publicly announce that they are in any kind of financial trouble after recalling that they have not been sufficiently candid about commercial lending problems in the past. In a contrary viewpoint, banks seemingly maintain that they are lending normally to small businesses. Commercial borrowers will need a healthy amount of skepticism when dealing with any commercial lender.</p>
<p>Our second example of six words describing business financing options is &#8220;banks are saying no more often&#8221;. A series of candid conversations with other business borrowers will probably remove all doubts for any small business owner still unaware of this harsh reality and who might doubt this observation. The failure of banks to provide an adequate level of business loans on a widespread basis is the primary point to remember. It is important for small businesses to realize that they are not alone when they hear their bank say no to routine requests for commercial financing.</p>
<p>&#8220;Lines of credit are disappearing fast&#8221; is another six-word description of commercial financing. Even the most successful businesses need a reliable source of working capital financing, so this situation is especially serious if a business cannot replace bank financing when it suddenly disappears. On a widespread basis banks are reducing and eliminating business credit lines with almost no advance notice, and this must be realized even if a business still has an adequate line of credit.</p>
<p>&#8220;Commercial property values have decreased dramatically&#8221; is our final observation in this report. There are very few exceptions. Commercial refinancing situations will probably produce the biggest business financing impact. Even if a business owner has no interest in refinancing their commercial mortgage, many banks are aggressively recalling (revoking or rescinding) existing commercial real estate loans and this literally forces a borrower to seek business refinancing from another lender whether they want it or not. With decreasing commercial real estate values, business refinancing will be a challenge for most small businesses.</p>
<p>This report was produced in a direct effort to provide more understandable insights about some of the most critical business finance issues effecting commercial borrowers. Our approach in this report was to describe current commercial loan circumstances in six words. We have adopted a similar model in other commercial finance reports such as &#8220;seven words to describe commercial property loans&#8221;. The &#8220;simpler is better&#8221; perspective reflects the belief that after hearing an almost endless number of reports about commercial lending difficulties, what small business owners might really need is a more concise explanation about these problems and the resulting impact on their business financing options.</p>
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